HSBC Credit Cards


HSBC Bank was formerly known as Hong Kong and Shanghai Bank Corporation and is one of the oldest foreign banks in Malaysia. HSBC today offers a wide range of financial services to individual customers as well as the corporate sector. It is among the most established brands in the banking industry not only within Malaysia but in the whole world as well. The HSBC brand is known for being stable and is one of the most trusted brands among consumers who carry out investments, savings and other financial services that include personal loans and credit cards.

Credit cards today are among the most popular products among consumers who are using this facility for purchase and payment of bills. Apart from that, credit cards are very popular payment methods used for online and e-commerce purchase like air tickets, group deals and hotel reservations as they are convenient and very fast.

Similar to other banks, HSBC offers a wide range of credit cards that offer credit facilities to its customers. This product is among the most popular from the bank where there are a few major categories targeted for different customer segments. The credit cards offered by HSBC are through the Visa and MasterCard channels, 2 of the most internationally recognized and accepted brands today.


The standard minimum age to apply for a credit card in Malaysia is 21 year’s old. You will need to have a stable income of a minimum of RM24,000 to be eligible for classic cards. However, HSBC do not offer classic cards where you can only apply for the Gold card with a minimum income of RM36,000 per annum.

HSBC Visa Gold

The HSBC Visa Gold card is one of the rewards card offered by the bank. This is known as the entry level card from HSBC where you need to have at least RM36,000 income per year which comes with standard credit facilities like balance transfer and cash advance, among others.

HSBC Advance Visa Platinum

The Advance Visa Platinum card is a more premium card as compared to the Gold targeted for those with a minimum RM60,000 yearly income.

HSBC Visa Signature

The Visa Signature is the card which is ideal for those who travel a lot, leaders and managerial executives. You need to earn at least RM100,000 per year to be eligible for this card and you will enjoy travel benefits like access to airport lounges and free Air Miles.

HSBC Premier World MasterCard

The Premier World MasterCard is as the name implies, a premier card for those who earn at least RM100,000 per month. This card comes with exclusive benefits that include complimentary access to the KLIA Plaza Premium lounge which is very suitable for travelers.

Cashback Cards

HSBC offers 3 types of cashback cards which are exclusive for cardholders who like to enjoy cash rebates when shopping or paying for purchases.

HSBC Amanah Mpower Visa Platinum – This card offers up to 8% cashback when you spend on petrol where you can apply with a minimum income of RM36,000

HSBC Amanah Premier World MasterCard-i – The Amanah Permier World MasterCard provides discounts on dining and travelling with exclusive access to airport lounges.

HSBC Amanah Advance Visa Platinum Credit Card-i – This card comes with access to up to 600 airport lounges around the world.