Alliance Bank Credit Cards


Alliance Bank Malaysia is among the few large banks in the country. Apart from savings and current accounts, the bank offers investment and insurance services, loans as well as credit cards. Credit Cards are among the most popular products offered by banks today because a lot of customers would use the credit facilities for purchases of products and services.

When it comes to credit cards, customers can choose between the many different variations of products offered. This can be determined through their daily financial needs and other commitments as they could enjoy more cash-back returns or rebates.


To be eligible to apply for a credit card with Alliance Bank, the standard requirements must be met. This means that you must be at least 21 years of age and is currently employed with a company. Your income must be at least RM24,000 per year.

In applying for the credit cards facility, you will have to show documented evidence that you are of the legal age as well as proof that you have the income level you reported. This must be done through providing your latest 3 months’ pay slip as well as any other supporting documents like your EPF contributions or Income Tax returns.

Standard cards

The standard cards that you can apply for are the Visa and MasterCard cards. If you have a minimum of RM24,000 yearly income, you can apply for the Classic cards.

However, if your salary is higher, you could be eligible for the Gold cards which give you more privileges with a higher credit limit.

For those in the higher positions, you can apply for the Platinum cards.

Among the facilities that you will enjoy include bonus points, collection of Enrich Miles points while the AirAsia BIG Points redemption is available for Visa Credit card holders. Another  privilege Platinum card holders enjoy is unlimited complimentary access when you travel in KLIA at the KLIA Plaza Premium Lounge.

Co-Branded Cards

Meanwhile you can apply for the co-branded cards under Alliance Bank.

Chinese Independent School (CIS) Card

This card allows you to make contributions through your credit card to any of the schools under the CIS fund or foundation

CPA Australia Card

This card is one which is ideal for those who are enrolled in the CPA Australia courses in which you can enjoy 0% Installments to pay for your examination fees.

CNI Gold Card

The CNI Gold Card is a Visa card where you can enjoy benefits through buying CNI Products. If you purchase more than RM1,000 in a single receipt, you can enjoy 6 or 12 months installment payment plan at 0% interest. On top of that, you can earn CNI Gold points which you can use to redeem exclusive gives later.

 Allianz Insurance Card

This card is a special card intended for the employees and agents of the Allianz Life Insurance Malaysia and those related to Allianz General Insurance Company which offer rebates on purchases of payments to the companies.

Tiger FC Card

Targeted for the younger crowd and those who like football, this card provides rewards for spending during the events and other related products.